Rent vs. Buy
Math over emotion. Compare Net Worth over 20 years.
Buying Scenario
Renting Scenario
The Verdict
Renting Wins by ₹0
Calculated over the selected tenure.
Net Worth Comparison
Buy
Rent + Invest
Year 0
Year 20
The Math of Buying vs Renting
The decision isn't just "Rent Money is Waste Money." It's about Opportunity Cost.
- Buying: You build equity in a home, but you pay massive interest to the bank and lose liquidity.
- Renting: You pay rent, but you invest the Downpayment + Monthly Savings (Difference between EMI and Rent) into equity markets.
In India, where rental yields are low (2-3%) and loan rates are high (8.5%), renting and disciplined investing often outperforms buying mathematically.