The Real Cost
Measure purchases in Time & Future Wealth.
₹0
Configure Investment Assumptions
Time Cost
To earn this amount, you must work for:
0 Hours
approx 0 work days
Opportunity Cost
If invested, this money would grow to:
₹0
in 10 years @ 12%
Perspective
Enter Salary and Price to see the impact.
How is this calculated?
1. Your "Real" Hourly Rate
We calculate your effective hourly wage by dividing your monthly In-Hand salary by your total monthly work hours (Weekly Hours × 4.33 weeks).
2. The Opportunity Cost
Money spent today is money that cannot grow. We use the standard Compound Interest Formula: P × (1 + r/100)^t.
By default, we assume a 12% return (Index Funds) over 10 years, but you can adjust these in the settings.