Freedom Calculator
Measure your Safety (Runway) & Independence (FIRE).
Current Status
Savings + FD + Stocks. (Do not include PF/Home).
FIRE Settings
Level 1: Financial Immunity
0 Months
Calculated based on current burn rate
Level 2: Total Freedom
0% Done
₹0
Enter your details to see your timeline.
How is this calculated?
1. Financial Runway
Runway = Total Liquid Savings / Monthly Expenses.
This number represents your ability to survive income loss without changing your lifestyle. A runway of 6-12 months provides significant career negotiation power.
2. The Freedom Number (FIRE)
Based on the 30x Rule. If you have accumulated 30 times your annual expenses, standard financial models suggest you can retire early, assuming your portfolio grows at 3-4% above inflation annually.